Life & Health Practice Test
If you’re interested in selling life or health insurance, this may be a good time to get the licensing that you need. You can get that license by taking the Life and Health Insurance exam in your state. Those who pass have a solid job outlook, according to the Bureau of Labor statistics. Jobs like these are expected to grow 10 percent through 2026, and that’s faster than the average of other job classifications. Once you prepare for the test, take it, and pass it, you’re on your way to a rewarding career. But as with any test, there are things you should know about how to approach it, and what you should (and shouldn’t) do on test day. What are some of the more frequently asked questions about the test? Let’s take a look.
Are all Life and Health Insurance Exams the same?
No. Tests vary by state. It’s important to check the regulations in your area.
What type of education do I need?
There are no specific education and degree requirements, so that means a high school diploma or its equivalent is fine. However, the Bureau of Labor Statistics says about one-third of all agents have college degrees.
What type of skills do I need?
Since insurance agents determine the needs of their clients, excellent analytical skills are a big plus. Insurance agents regularly talk with clients, you’ll need to be a very skilled communicator. You need to be self-confident and be willing to take the initiative since you’ll be seeking out new clients.
Life and Health Insurance License Exam Cram
What type of preparation is required to take the Life and Health Insurance Exam?
You should get a high-quality, professional study guide, like the one here. A study guide like the one we provide is a key to success.
What does the application process for the test entail?
In general, you’ll have to provide background information, like employment history, and personal information, such as a picture ID. Some states have other requirements, such as requiring a background and fingerprint check.
How many questions are on the test? How long does it take?
The number of questions on the test, the format, and the length of time it takes all vary by state.
What types of questions can I expect with taking the Life and Health Insurance Exam?
While the tests and requirements vary by state, the overall topics are about the same. You will be tested in topics that include HMOs (health maintenance organizations), and health insurance tax issues; annuities and annuity policy tax issues; life insurance plans and general knowledge about the subject; health insurance, dental coverage, medical plans, and more.
What does it cost to take the test?
Fees vary by state, so please check in your area.
What’s the test like?
Again, that varies by state. Some states’ tests are 150 questions long; some are shorter. Some require a pre-test, and some don’t. Please check in your area.
What can I expect on test day?
While the day of the test will vary by state, there are some similarities. You’ll need to present a photo ID, most likely a government-issued one. You may be required to present your test confirmation to ensure you’re taking it at the right day, time, and location. If there were pre-test requirements, you may be asked to provide proof that you successfully completed them.
What’s not allowed in the room when I take the Life and Health Insurance Exam?
In general, no electronics — cell phones, tablets, watches, and the like — are prohibited and will have to be locked in a secure are outside of the test room. Certain articles of clothing may also be prohibited. In short, it’s a good idea not to bring anything of value to the testing center.
Life and Health Exam Overview
When will I know if I passed?
Depending on the state, you could know as soon as the test is over.
So how to you get through this? What’s the best way to prepare? Where can I find a best-in-class study guide?
Mometrix has a number of tools that can help you study for the Life & Health Exam.
Our comprehensive study guide has been researched by a team of professionals with years of experience helping educators prepare for exams just like this one. The guide provides specifics on how to tackle the questions you’ll be asked. And, if you’re worried at all about buying the guide, don’t worry. We offer a 100% risk-free, money-back guarantee.
Our large, easy-to-read flashcards help you learn through repetition, and the questions cover every content area of the exam. Not only that, the cards make it easy for a friend or relative to help quiz you on the questions you’ll need to know to pass the Life & Health Exam.
Life & Health Study Guide
Mometrix Academy is a completely free resource provided by Mometrix Test Preparation. If you find benefit from our efforts here, check out our premium quality Life & Health study guide to take your studying to the next level. Just click the Life & Health study guide link below. Your purchase also helps us make even more great, free content for test-takers.
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Provided by: Mometrix Test Preparation
Last updated: 06/28/2018
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