CMAA Practice Test

Free CMAA Practice Test 2026 | NHA Admin Assistant Exam

The Certified Medical Administrative Assistant (CMAA) exam is developed and presented by the National Healthcareer Association (NHA). The nationally recognized certification demonstrates the recipient’s ability to perform the administrative tasks to keep a physician’s office or medical clinic running smoothly and efficiently. CMAA certification can improve your employment and income potential.

Click “Start Test” above to take a free CMAA practice test, and check out our premium-quality CMAA test prep resources by clicking the links below!

CMAA Exam Eligibility

To be eligible for the NHA Certified Medical Administrative Assistant exam, you must have a high school diploma or equivalent credentials and meet one of NHA’s eligibility routes. Eligible students who expect to earn their diploma or equivalency within the next 18 months may take the exam through NHA’s provisional certification pathway, provided they meet the remaining eligibility requirements.

Once you have met the eligibility requirements via one of these routes, you can apply to take the CMAA examination.

CMAA Exam Outline

The NHA Certified Medical Administrative Assistant exam is a computer-based test consisting of 135 multiple-choice questions, which you will be given 2 hours and 15 minutes to answer.

The questions evaluate your critical thinking and recall abilities, enabling you to perform your duties effectively. Questions may include knowledge statements you need to know, while task statements assess your application of the skills required to perform those tasks successfully.

The CMAA test is divided into seven domains:

1. Foundational Knowledge (10 scored questions)

The concepts in this section cover the following:

• Types of healthcare organizations and delivery
• The relationship between front office staff and clinical processes and procedures
• The types of health records and their uses
• The electronic health record (EHR) and electronic medical record (EMR) components
• Medical terminology
• Basic anatomy and physiology

2. Communication and Professionalism (21 scored questions)

The concepts in this section cover the following:

• Communication styles
• Nonverbal communication
• Interviewing and questioning techniques
• De-escalation techniques
• Barriers to communication
• Gender identity and expression
• Communication styles and skills
• Cause-and-effect analysis
• Electronic communication
• Business correspondence
• Teamwork
• The communication cycle

You are also evaluated on your ability to foster collaboration, enhance team engagement, and demonstrate professionalism.

3. Medical Law, Ethics, and Compliance (17 scored questions)

The concepts in this section cover the following:

• Informed consent
• Advance directives
• Power of attorney
• Storage of medical records
• Legal regulations and obligations
• The Hippocratic Oath
• Adhering to a professional code of ethics
• Reviewing and understanding medical directives
• Patient privacy
• Healthcare proxies
• Legal requirements
• Identifying your personal biases to minimize their impact on your ability to provide unbiased care to diverse populations

4. Scheduling (16 scored questions)

The concepts in this section cover the following:

• Scheduling
• Patient intake
• Office logistics
• Compliance
• Billing and insurance
• General office policies and procedures
• Telehealth platforms and technology
• Provider preferences
• Patient portals
• Protocols for appointments (no-show, missed, canceled, follow-up, diagnostic testing, and procedures)
• Conducting pre-appointment screening and confirmation

5. Patient Encounter (21 scored questions)

The concepts in this section cover the following:

• Insurance collection
• Patient financial responsibilities
• Patient intake forms
• Data entry of patient information
• Patient information verification
• Procedures for new and established patients
• Special considerations and accommodations
• The referral and certification process
• Knowledge of code sets
• Recognizing commercial insurance plan types and government insurance plans
• Documentation required for patient confidentiality, insurance, and safety

6. Billing and Revenue Cycle (11 scored questions)

The concepts in this section cover the following:

• Phases of the revenue cycle
• Healthcare payment models
• Financial assistance programs
• The difference between Medicare and Medicaid
• Third-party payer
• Clearinghouse and claim scrubbing processes
• Charge reconciliation
• Billing documentation
• Resolution of billing issues

7. Medical Practice Administrative Procedures and Logistics (14 scored questions)

The concepts in this section cover the following:

• Policies and procedures
• Filing systems
• Petty cash management
• Reconciliation
• Telephone procedures
• Business correspondence
• Americans with Disabilities Act Amendments Act (ADAAA) compliance procedures
• Inventory management
• Data storage and backup requirements
• Medical record quality checks
• Financial procedures
• Opening and closing procedures
• Delivery management
• Basic computer skills

Top 3 Most Challenging CMAA Questions

Now that you know more about the test, try your hand at some targeted practice!

Over the last year, we've compiled the data from about 3,000 test-takers who tried their hand at the practice test at the top of this page. According to the data, around 60% of people answered these three questions incorrectly.

Answer each question and read through the answer explanation, whether you got the answer right or wrong. This will help you ensure you've got the topic mastered.

Whether you struggled with these questions or aced them on your first try, be sure to take the full practice test to get a better idea of how prepared you really are!

Hardest Question

Only 29% answered correctly

2. The type of healthcare insurance that pays in the form of predetermined payments for loss or damages rather than for healthcare services is __________.

A.liability insurance B.no-fault auto insurance C.fixed indemnity insurance D.accident and health insurance Submit

Found a bug? Let us know!

Registration

To register for the CMAA exam, you must have an account with NHA. There are two types of registration: individual and organization. If you are not taking the exam through a school or employer partnered with NHA (the school or employer provides the payment for your exam), select “registering individually” from the drop-down menu. If your school or employer sponsors your exam, select the organization or school in the drop-down menu.

The exam is offered through NHA-affiliated schools, at nationwide PSI testing centers, and via live remote proctoring (LRP).

Individual Registration

When your registration is complete and the $134 examination fee is accepted, contact PSI Services to select your testing date and location for on-site examinations or your testing date for remote proctored examinations. You have six months from the date of registration to schedule your test. If you do not take your exam in six months, the exam cost is forfeited, and you must register and pay for the exam again.

Sponsored Registration

From your NHA account, select the CMAA exam, agree to the attestation, and select your exam date. Available exam dates are highlighted in blue on the displayed calendar. Select your exam date and click on the “continue” button. After answering additional questions, finalize your application on the checkout menu.

Sponsored exams may have pre-purchased materials, exams, or discounts available to you, including the exam fee. Ask your sponsoring organization for information on what is included and if you’re responsible for the $134 exam fee. If you are required to pay the fee, submit your payment with your registration.

Test Day

You will need a current, government-issued photo ID. Review your exam confirmation for identification and check-in instructions. Testing materials differ depending on whether you test at an institution, a PSI testing center, or through Live Remote Proctoring.

If you need testing accommodations, submit your request to NHA and obtain approval before your exam. Certain accommodations may require in-person testing.

In-person Testing

The materials provided depend on your testing location:

• At your school or institution: The proctor provides two sheets of scratch paper and a writing instrument. If you are taking a paper exam, follow your institution’s instructions about No. 2 pencils.
• At a PSI testing center: Scratch paper is not permitted. The proctor provides a whiteboard, marker, and eraser.

Study materials, cellphones, personal calculators, and other unauthorized items are prohibited. On computer-based exams, you may use the built-in exam calculator. Food and drinks require an approved medical accommodation.

If you need a break, ask the proctor. Approved breaks count toward your testing time. During a break, you may not discuss the exam, consult study materials, or use electronic devices.

When you finish, return all provided testing materials and follow the proctor’s dismissal instructions.

Live Remote Proctoring

Complete your testing provider’s equipment check before exam day. Make sure your computer, internet connection, webcam, and microphone meet the provider’s requirements.

Choose a private, quiet room and clear your workspace of unauthorized materials and devices. No other person may be in the room during your exam.

Physical scratch paper is not permitted for PSI remote exams. You will have access to a digital whiteboard and a built-in calculator. Do not use a personal calculator or your computer’s calculator.

During check-in, follow the proctor’s instructions for verifying your identity and inspecting your room. The proctor may require you to remove items or adjust your setup.

Breaks are not permitted during a standard remote testing session. Remain in the room throughout the exam and follow the proctor’s instructions until you are released.

Scoring

The CMAA exam score results are weighted. Your raw score (the number of questions answered correctly) is converted to a scaled score. Scaled scores range from 200 to 500, and the minimum passing score is 390.

If you take the exam at your institution, a preliminary report is provided when you finish the exam. If you take the exam via live proctor or at a PSI testing center, your preliminary report is available within 48 hours of completion. For paper exams, NHA’s proctor guide states that results are posted to your account within three business days after NHA receives the exam booklets. Your official score report is posted to your NHA account, and an email notification is sent when your score is available.

Your official score report provides performance indicators on each of the domains. The performance indicators include “above passing standard,” “near the passing standard,” or “below the passing standard.” The indicators are designed to provide you with the feedback necessary for self-improvement.

Retaking the Exam

If you don't pass the CMAA exam on your first attempt, you may retake the exam after a 30-day waiting period. NHA allows three attempts to pass the exam, with a minimum waiting period of 30 days between each attempt.

If you don't pass after your third attempt, you must wait one year before taking the exam again. You must re-register and pay the full exam fee for each retake.

Study Tips

Start with a CMAA Practice Test

Before creating your study schedule, take a CMAA practice test to establish a starting point. You don't need to wait until you have reviewed every insurance term, scheduling method, privacy rule, and office procedure. At this stage, the goal is to identify where your preparation time will have the greatest effect.

Review your results by section:

• Foundational Knowledge: Do you understand healthcare delivery models, electronic health records, medical terminology, common abbreviations, and basic anatomy, physiology, and disease concepts?
• Communication and Professionalism: Can you communicate appropriately with patients, caregivers, providers, coworkers, and payers; adapt communication to different needs; handle difficult interactions; and maintain professional boundaries?
• Medical Law, Ethics, and Compliance: Can you apply HIPAA, consent, patient-rights, mandatory-reporting, security, OSHA, fraud-and-abuse, and scope-of-practice requirements?
• Scheduling: Can you select appropriate scheduling methods, identify appointment needs, manage provider schedules, arrange referrals and diagnostic testing, and handle telehealth, cancellations, and no-shows?
• Patient Encounter: Can you register and check in patients, verify demographic and insurance information, explain financial responsibilities, manage required forms, maintain accurate records, and complete checkout procedures?
• Billing and Revenue Cycle: Can you support billing, payment collection, charge reconciliation, claims, denials, appeals, and other stages of the revenue cycle?
• Medical Practice Administrative Procedures and Logistics: Can you manage medical records, office finances, supplies, telephone communications, correspondence, computer systems, opening and closing procedures, and technology downtime?

Identifying those specific weaknesses will show you where to devote more attention during your study time.

Review Difficult Questions

After each practice session, review every question you answered incorrectly AND every question you guessed on or answered with low confidence. A correct guess doesn't demonstrate that you could perform the task safely and accurately in a medical office.

For each difficult question, determine which of the following caused the problem:

• You confused two insurance concepts.
• You knew the rule but applied it incorrectly to the patient scenario.
• You selected the wrong scheduling method.
• You failed to consider the urgency or purpose of an appointment.
• You failed to verify enough patient information.
• You violated a confidentiality or security requirement.
• You selected an action outside the administrative assistant's role.
• You failed to recognize when a difficult interaction should be escalated.
• You focused on customer service but overlooked legal or office policy requirements.
• You knew the information but spent too long deciding between two answers.

Then, outline a specific plan for improvement based on what you discovered. In other words, don't just say, “I need to study insurance.” Specify that you need to practice determining coordination of benefits and reading information contained on an EOB.

Similarly, replace “study HIPAA” with a specific task such as determining when PHI can be released, identifying appropriate authorization procedures, or practicing how to respond when someone requests information about a patient.

Utilize Answer Explanations

Answer explanations are an underutilized studying resource. To take full advantage of them, read the explanation for every question you found difficult, including questions you answered correctly.

For each one, make sure you can confidently explain:

1. Why the correct answer is correct
2. Why each incorrect option is wrong
3. What administrative process or rule is being tested
4. Which information in the scenario controls the answer
5. What the CMAA should do next
6. How the same concept could appear in a different medical-office situation

For scheduling questions, reconstruct the entire situation. Ask yourself if the patient is new or established, how urgent the request is, what is permitted by the provider's scheduling template, and what instructions must be given before the visit.

For insurance questions, identify each part of the patient's coverage.

Study Workflows, Not Individual Questions

Memorizing the answer to one CMAA question will not prepare you for another patient with a different insurance plan, appointment need, account balance, or privacy concern. Instead, learn the complete workflow of a medical-office encounter.

A typical administrative patient encounter might involve:

1. Receive the appointment request.
2. Determine the appropriate appointment type and provider.
3. Register the patient when necessary.
4. Verify demographic and contact information.
5. Verify insurance eligibility and benefits.
6. Obtain referrals or authorizations when required.
7. Provide preappointment instructions.
8. Check the patient in.
9. Verify identification and insurance information.
10. Obtain required forms and acknowledgments.
11. Determine applicable patient financial responsibility.
12. Maintain accurate documentation in the EHR.
13. Complete checkout.
14. Schedule required follow-up.
15. Provide appropriate post-visit documents.
16. Support billing and payment processing.

FAQs

By Kate Nockunas

Kate has been Mometrix’s Nursing and Medical Editor for over four years. She has a bachelor’s degree in Communications from Vanderbilt University, a bachelor’s degree in Nursing from Marymount University, and a master’s degree in Education from Johns Hopkins. Kate is a critical care registered nurse who still works occasionally in the ICU and PACU.

Edited by Aaron Lanni

Aaron is the content manager and lead editor for Mometrix Academy. He regularly produces, updates, proofreads, and edits content to ensure it meets Mometrix’s quality and accessibility standards.

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