Claims Adjuster Practice Test
Insurance claims adjusters play an important role in the insurance industry. These are the people who examine property damage, auto collision, personal injury claims and the like, to determine the amount an insurance company should pay. The skills don’t stop there, either. Adjusters often conduct interviews, look at police reports, and inspect damages, among other duties. It can be a fast-paced career that has its financial rewards, and there are a number of different areas an insurance claim adjuster can work in. The key is getting the right license that lets you work in your own state and, potentially, in another state. That can be a bit daunting since the rules and regulations are different from state-to-state, so we’ve created this handy guide to help walk people through what they can expect as they prepare for their dream of becoming an insurance claims adjuster.
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Are all in Insurance Claims Adjuster tests the same?
No. Tests vary by state, and some states don’t even require a test. It’s important to check the regulations in your area.
What type of education do I need?
A high school diploma or its equivalent. Some larger companies prefer candidates have a college degree (either a 2- or 4-year degree) in a field associated with insurance.
What type of skills do I need?
Most suggest math skills, oral and written communication skills, strong interpersonal and customer service skills, the ability to analyze situations, and more.
What type of preparation is required to take the Insurance Adjuster Claims test?
Some states require a 40-hour, pre-licensing course before you take the test.
What does the application process for the test entail?
In general, you’ll have to provide background information, like employment history, and personal information, such as a picture ID. Some states have other requirements, like carrying a minimum amount of adjuster insurance.
How many questions are on the test? How long does it take?
The number of questions on the test, the format, and the length of time it takes all vary by state. Some tests have 150 questions, and some have far less.
What types of questions can I expect with taking the Insurance Claims Adjuster test?
The questions involve a wide-range of issues adjusters may have to tackle. They include:
- General property and casualty insurance product knowledge, in the areas of:
- Standard fire policy with knowledge of basic coverages and provisions, appraisal, replacement costs, and more
- Auto liability
- Homeowner insurance coverage, including issues involving dwellings and contents
- Commercial lines coverage, which looks at property forms, commercial package policies, cargo, and more
- Inland marine, which looks at personal and commercial floaters, and commercial inland marine
- Additional coverages, such as business interruption, depreciation, deductibles, replacement costs, robbery, indemnity, damages, and much more
This portion of the test also includes sections on ocean marine and Bonds
- Insurance terms and related concepts: This tests your understanding of a host of terms, including: peril, waiver/non-waiver agreement, valued policy, depreciation, deductible, subrogation, arbitration, and several other terms.
- Policy provisions: This section looks at five areas — declarations, insuring agreements, conditions, exclusions, and arbitration
Once I pass the test, what types of job can I expect?
Most insurance claims adjusters either work on staff for an insurance company or work independently. Staff adjusters either handle claims over the phone, or go out into the field. Adjusters may handle both regular or catastrophic claims.
What does it cost to take the test?
Fees vary by state, so please check in your area.
What if I want to do work in another state?
Once you pass the exam, you’ll need to apply for a reciprocal license if you want to work in another state.
Once I pass the test, how long does the license last?
That depends on the state, but typically, 1-3 years. Some states require continuing education courses to maintain the license; others don’t.
Where can I find a comprehensive study guide that will help me pass the Insurance Claims Adjuster test?
Mometrix has a number of tools that can help you study for the test.
Our comprehensive study guide has been researched and written by a team of professionals with years of experience. The guide provides specifics on how to tackle the questions you’ll be asked, and if you’re stumped, you can ask one of our experts for help. And, if you’re worried at all about buying the guide, don’t worry. We offer a 100% risk-free, money back guarantee.
Our large, easy-to-read flashcards help you learn through repetition, and the questions cover every content area of the exam. Not only that, the cards make it easy for a friend or relative to help quiz you on the questions you’ll need to know to pass the Insurance Claims Adjuster exam.
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Claims Adjuster Study Guide
Mometrix Academy is a completely free resource provided by Mometrix Test Preparation. If you find benefit from our efforts here, check out our premium quality Claims Adjuster study guide to take your studying to the next level.
Claims Adjuster Study Guide Customer Success StoriesOur customers love the tutorial videos from Mometrix Academy that we have incorporated into our Claims Adjuster test study guide. The Claims Adjuster study guide reviews below are examples of customer experiences.
I purchased this book to give me a head start on what to expect, to get ahead of the game. I appreciate the simplicity and the thoroughness of the details. I think as I continue to review the book up until classes and during the courses, I will be well prepared to pass the state test.Claims Adjuster Study Guide – Gregory
The honest truth is this book is a wonder I have already showed it to my friends and two of us studied together. I found the book to be very precise, educational, easy to read and very simple to understand. There are many things I like about the book but the most important things is the way you underline every different topic and placed them in stanzas. Doing it that way help us as students student from getting confused and loss in a barrage of words and confusing sentences. Also the practice test that is at the end of the study and the tips will help all users of this book on the day of the final exam. Thank you very much for this book.I know I made a gamble when I purchase this book, but it turned out that I became the biggest winner of all. Please keep on helping individuals like me.Claims Adjuster Study Guide – Pansie
It was very informative, differentiated main differences between each policies, and helped me focus on the important information. The in-depth insight of commercial and residential policies really helped me obtain the info I needed. I feel like another week of the flash cards will help be pass the exam with flying colors.Claims Adjuster Study Guide – Kyle
I am reading the book and I found it well written and I give it a rating of 5. It is simple to read and presents the materials concisely and simple to understand. I will recommend it to anyone who want to sit for claims adjusters exam. You cannot have it simpler than that. It is sure a great piece of work for claims adjusters exam and deserves to be called exam secret.Claims Adjuster Study Guide – Alexander
First the product came very fast I was able to start studying right away. The flashcards were very easy to read and to the point. I was able to have the essential learning that is precisely for claims adjuster training.. Thanks so much I can't wait to recommend this product to my colleagues.Claims Adjuster Study Guide – LaQueena
This book prepares you for the big day of the exam. It tells you how to use the study guide and it has 20 test taking tips which is very helpful. It also has auto and property claims adjuster information in one book which I find very interesting, although I'm going for auto claims. The test looks very challenging but with the help of this book I am very determined that I will pass the exam.Claims Adjuster Study Guide – Cathy
I really like the book, I used it to prepare for a interview. The information helped me relate to the topics and add to the interview process. The book is well written and to the point. I would recommend this to anyone in the industry.Claims Adjuster Study Guide – Wilson
As a claims adjuster, I’m not used to leaving much to chance. I want things to be exact so I don’t make any mistakes for the company I work for and the customers I serve. When I needed to take the claims adjuster exam, I didn’t want to leave how I did up to chance either. I wanted to study the right material and know that I would do well based on what I knew about the subject. I got this study guide to help me and I’m really glad I did. I feel like this guide had all of the content I needed for the test so I set out to study it hard. It had organized sections on things like general insurance, regulations, worker’s compensation, coverages and options, abbreviations that you often see in the insurance world and so on. I felt like knowing this guide would help me on the test and I would not at all feel like there was a chance I would fail. I studied the guide long and hard and I even took to heart the test taking tips and study secrets it had to offer. My clients and customers will know when they work with me, nothing is left up to chance. I wanted this test to be the same thing and because of this study guide, it was.Claims Adjuster Study Guide – CR
This study manual is helping me tremendously. I just printed off the test outline and am using that to study with the book. I chose this company because they came highly recommended for test exam prep.Claims Adjuster Study Guide – Tammi
The guide has been very helpful. It has been a long time since I have taken this type of test and the guide has helped me organize my study methods. Therefore I am not having to re-read the material so many times! I look forward to taking my Texas claims adjuster exam.Claims Adjuster Study Guide – Connie
I love the book and the details it provides. It doesn’t overwhelm you with information. The Quiz is perfect.Claims Adjuster Study Guide – Betty
I am very much pleased with the simplicity of the study guide. I have been out of school for 36 years and it made learning interesting.
This book is very helpful. It goes hand in hand with the P&C class an even has a little more than the class covers. Great book overall!Claims Adjuster Study Guide – Customer
I got this study guide to help me and I’m really glad I did. I feel like this guide had all of the content I needed for the test so I set out to study it hard. It had organized sections on things like general insurance, regulations, worker’s compensation, coverages and options, abbreviations that you often see in the insurance world and so on. I felt like knowing this guide would help me on the test and I would not at all feel like there was a chance I would fail. I studied the guide long and hard and I even took to heart the test-taking tips and study secrets it had to offer. My clients and customers will know when they work with me, nothing is left up to chance. I wanted this test to be the same thing and because of this study guide, it wasClaims Adjuster Study Guide – Customer
The Claim Adjuster Guide has been a huge help in preparing for the adjuster exam. I highly recommend the guide. The guide explains the policy without all of the legal jargon, which makes the material easier to understand. I would also suggest the study cards too.
It is simple to read and presents the materials concisely and simple to understand. I will recommend it to anyone who wants to sit for claims adjusters exam. You cannot have it simpler than that. It is sure a great piece of work for claims adjusters exam and deserves to be called exam secret.