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NMLS Test Prep Course

Ace the SAFE Mortgage Loan Originator (SAFE MLO) exam offered by the Nationwide Multistate Licensing System (NMLS)

950+
PRACTICE QUESTIONS
We include multiple full-length practice tests with hundreds of practice questions.
42
LESSONS
All lessons are adapted from our highly reviewed study guide.
332
FLASHCARDS
Learn with our flashcards anytime, anywhere!
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Money-Back Guarantee

Try our course for 1 week, and if you don't feel that it's for you, get your money back, no questions asked!

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For EVERY Type of Learner
Visual Learners

Get access to relevant images, graphs, and more!
Reading Learners

Read content adapted from our highly reviewed study guide, so you don't miss a thing!
Learn by Repeating

Redo a difficult lesson as many times as it takes to stick in your memory!
Learn by Practice

Take our practice tests and be quizzed after lessons. Gain confidence!
Track Your Progress

Whether you are on desktop or mobile, you can read through lessons, mark them complete, and know where you've left off.

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Prep That Empowers

Get the study resource that covers the whole test and prepares you where you need it most!

Federal Mortgage-Related Laws

Uniform State Content

General Mortgage Knowledge

Mortgage Loan Origination Activities

Ethics

Count The Reasons
1
e-Guide
Get access to content from the best-reviewed study guide available.
2
e-Flashcards
Our course includes a flashcard mode with 332 content cards to help you study.
3
7 Full Tests
With 950+ practice questions and lesson reviews, you can test yourself again and again, to build confidence.
4
Bonuses
Use our bonus guides to unlock the secret keys to your exam, discover the best way to study, learn how to deal with test anxiety, and more!
5
Guaranteed
You need to have confidence in what you study. Signing up for the NMLS Test Prep Course will give you a worry-free studying experience, backed by our 7-day money-back guarantee!
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Course Outline
Expand All

NMLS Pretest

NMLS Pretest

NMLS Course

Welcome to the Mometrix NMLS Test Prep Course!
Study Tips and Test-Taking Strategies
5 Secret Keys to NMLS Exam Success5 Topics
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Lesson Content
Secret Key #1: Plan Big, Study Small
Secret Key #2: Make Your Studying Count
Secret Key #3: Practice the Right Way
Secret Key #4: Pace Yourself
Secret Key #5: Have a Plan for Guessing
Test-Taking Strategies3 Topics
Expand
Lesson Content
Question Strategies
Answer Choice Strategies
General Strategies
Subject Content
Federal Mortgage-Related Laws10 Topics
Expand
Lesson Content
Real Estate Settlement Procedures Act (RESPA)
Equal Credit Opportunity Act (ECOA)
Truth in Lending Act (TILA)
TILA-RESPA Integrated Disclosure Rule (TRID): Overview, Record Retention, and Disclosures Part 1
TILA-RESPA Integrated Disclosure Rule (TRID): Disclosures Part 2, Scenario Violations, Acceleration, and Appraisal Report
Other Federal Laws and Guidelines: HMDA, FCRA/FACTA, FTC Red Flag Rules, and BSA/AML
Other Federal Laws and Guidelines: Gramm-Leach-Bliley Act
Other Federal Laws and Guidelines: Mortgage Acts and Practices—Advertising
Other Federal Laws and Guidelines: ESIGN Act, USA PATRIOT Act, and Homeowners Protection Act
Regulatory Authority
Uniform State Content2 Topics
Expand
Lesson Content
SAFE Act and CSBS/AARMR Model State Law: Regulatory Agencies
SAFE Act and CSBS/AARMR Model State Law: License Laws and Regulations
General Mortgage Knowledge6 Topics
Expand
Lesson Content
Qualified and Nonqualified Mortgage Programs: Qualified Mortgage and Conventional/Conforming
Qualified and Nonqualified Mortgage Programs: Government
Qualified and Nonqualified Mortgage Programs: Conventional/Nonconforming
Mortgage Loan Products: Types of Mortgages
Mortgage Loan Products: Loan Terms and Disclosure Terms
Mortgage Loan Products: Financial Terms and General Terms
Mortgage Loan Origination Activities7 Topics
Expand
Lesson Content
Loan Inquiry and Application Process Requirements: Form 1003, Loan Inquiry Process, and Application Process
Loan Inquiry and Application Process Requirements: Disclosures
Qualification: Processing and Underwriting — Borrower Analysis
Qualification: Processing and Underwriting — Appraisals
Qualification: Processing and Underwriting — Title Reports and Insurance
Closing
Financial Calculations Used in Mortgage Lending
Ethics3 Topics
Expand
Lesson Content
Ethical Issues: Prohibited Acts and Fairness in Lending
Ethical Issues: Fraud Detection, Advertising, and Steering
Ethical Behavior Related to Loan Origination Activities
Tell Us What You Think
NMLS Test Prep Course Feedback
Bonus Content
Guide to Effective Studying6 Topics
Expand
Lesson Content
Where and How to Study
Scheduling Study Time
Reading Methods
Taking Notes
Health
Exam Day
How to Overcome Test Anxiety
NMLS Flashcards

NMLS Practice Tests

Practice Test 1
NMLS Practice Test 1
Practice Test 2
NMLS Practice Test 2
Practice Test 3
NMLS Practice Test 3
Practice Test 4
NMLS Practice Test 4
Learn-As-You-Go Test 1
NMLS Learn-As-You-Go Test 1
Learn-As-You-Go Test 2
NMLS Learn-As-You-Go Test 2
Learn-As-You-Go Test 3
NMLS Learn-As-You-Go Test 3
Start Prepping Now!

NMLS Test Prep Course by Mometrix

Covers:

Federal Mortgage-Related Laws

  • Real Estate Settlement Procedures Act (RESPA)
  • Equal Credit Opportunity Act (ECOA)
  • Truth in Lending Act (TILA)

Uniform State Content

  • Regulatory Agencies
  • License Laws and Regulations

General Mortgage Knowledge

  • Qualified and Nonqualified Mortgage Programs
  • Mortgage Loan Products

Mortgage Loan Origination Activities

  • Loan Inquiry and Application Process Requirements
  • Qualification
  • Closing
  • Financial Calculations Used in Mortgage Lending

Ethics

  • Ethical Issues
  • Ethical Behavior Related to Loan Origination Activities

Features:

Study Guide

Get access to content from the best-reviewed study guide available.

Track Your Progress

Our customized course allows you to check off content you have studied or feel confident with.

7 Full-Length Practice Tests

With 950+ practice questions and lesson reviews, you can test yourself again and again to build confidence.

Flashcards

Our course includes a flashcard mode consisting of 332 content cards.
59.99 (billed monthly)
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Contact us for institutional pricing.