{"id":290639,"date":"2026-03-24T14:52:18","date_gmt":"2026-03-24T19:52:18","guid":{"rendered":"https:\/\/www.mometrix.com\/academy\/?page_id=290639"},"modified":"2026-03-31T11:33:57","modified_gmt":"2026-03-31T16:33:57","slug":"mortgage-ratio-calculator","status":"publish","type":"page","link":"https:\/\/www.mometrix.com\/academy\/mortgage-ratio-calculator\/","title":{"rendered":"Mortgage Ratio Calculator"},"content":{"rendered":"<p>Use this mortgage ratio calculator to quickly find front-end DTI, back-end DTI, and LTV ratios. Enter the borrower\u2019s income, debts, loan amount, and property value to get started.<\/p>\n<div class=\"calculatorcontainer\" style=\"margin-top: -0.5em\">\n<div class=\"background\" id=\"calculator\">\n<div class=\"input-wrapper\">\n            <label for=\"income\">Gross Monthly Income<\/label>\n<div class=\"input-group\"><span class=\"currency-symbol\">$<\/span><input type=\"number\" id=\"income\" step=\"any\"><\/div>\n<\/p><\/div>\n<div class=\"input-wrapper\">\n            <label for=\"housing\">Proposed PITI Payment<\/label>\n<div class=\"input-group\">\n                <span class=\"currency-symbol\">$<\/span><br \/>\n                <input type=\"number\" id=\"housing\" step=\"any\">\n            <\/div>\n<\/p><\/div>\n<div class=\"input-wrapper\">\n            <label for=\"debts\">Other Monthly Debts<\/label>\n<div class=\"input-group\">\n                <span class=\"currency-symbol\">$<\/span><br \/>\n                <input type=\"number\" id=\"debts\" step=\"any\">\n            <\/div>\n<\/p><\/div>\n<div class=\"input-wrapper\">\n            <label for=\"loanAmount\">Loan Amount<\/label>\n<div class=\"input-group\">\n                <span class=\"currency-symbol\">$<\/span><br \/>\n                <input type=\"number\" id=\"loanAmount\" step=\"any\">\n            <\/div>\n<\/p><\/div>\n<div class=\"input-wrapper\">\n            <label for=\"propValue\">Appraised Property Value<\/label>\n<div class=\"input-group\">\n                <span class=\"currency-symbol\">$<\/span><br \/>\n                <input type=\"number\" id=\"propValue\" step=\"any\">\n            <\/div>\n<\/p><\/div>\n<div id=\"result\">\n<div class=\"result-row\"><span class=\"result-label\">Front-End DTI:<\/span><span class=\"result-value\" id=\"frontEnd\">0.00<\/span><span class=\"result-unit\">%<\/span>\n            <\/div>\n<div class=\"result-row\"><span class=\"result-label\">Back-End DTI:<\/span><span class=\"result-value\" id=\"backEnd\">0.00<\/span><span class=\"result-unit\">%<\/span>\n            <\/div>\n<div class=\"result-row\" style=\"margin-bottom: -1.5em\"><span class=\"result-label\">LTV Ratio:<\/span><span class=\"result-value\" id=\"ltv\">0.00<\/span><span class=\"result-unit\">%<\/span>\n            <\/div>\n<\/p><\/div>\n<p>        <button class=\"randombutton\" onclick=\"calculateRatios()\">Calculate Ratios<\/button>\n    <\/div>\n<\/div>\n<p style=\"text-align: center; margin-bottom: 30px; font-size: 80%; margin-top: 0em\"> Found a bug? <a class=\"ylist\" href=\"https:\/\/airtable.com\/appgcc1PP0BbzPCbI\/shrb33jgGwb66DWHC?prefill_Test=Mortgage%20Ratio%20Calculator&#038;prefill_Question+Number=0&#038;prefill_Which+Form=Calculator-Feedback&#038;prefill_UP-ID=Calculator-Feedback%20-%20Mortgage%20Ratio%20Calculator%20-%200&#038;hide_Test=true&#038;hide_Which+Form=true&#038;hide_UP-ID=true&#038;hide_Question+Number=true\" target=\"_blank\" rel=\"noopener\" >Let us know!<\/a ><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Use this mortgage ratio calculator to quickly find front-end DTI, back-end DTI, and LTV ratios. Enter the borrower\u2019s income, debts, loan amount, and property value to get started. Gross Monthly Income $ Proposed PITI Payment $ Other Monthly Debts $ Loan Amount $ Appraised Property Value $ Front-End DTI:0.00% Back-End DTI:0.00% LTV Ratio:0.00% Calculate Ratios &#8230; <a title=\"Mortgage Ratio Calculator\" class=\"read-more\" href=\"https:\/\/www.mometrix.com\/academy\/mortgage-ratio-calculator\/\" aria-label=\"Read more about Mortgage Ratio Calculator\">Read more<\/a><\/p>\n","protected":false},"author":19,"featured_media":291245,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":{"0":"post-290639","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"page_type-calculator"},"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Use this mortgage ratio calculator to quickly work out a borrower\u2019s front-end DTI, back-end DTI, and loan-to-value ratio.\" \/>\n\t<meta name=\"robots\" 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