{"id":20846,"date":"2016-02-03T21:35:17","date_gmt":"2016-02-03T21:35:17","guid":{"rendered":"http:\/\/www.mometrix.com\/academy?page_id=20846"},"modified":"2026-03-14T14:30:45","modified_gmt":"2026-03-14T19:30:45","slug":"claims-adjuster-practice-test","status":"publish","type":"page","link":"https:\/\/www.mometrix.com\/academy\/claims-adjuster-practice-test\/","title":{"rendered":"Claims Adjuster Practice Test"},"content":{"rendered":"<p>Insurance claims adjusters play an important role in the insurance industry. Obtaining a license for your state is important, so we&#8217;ve outlined everything you need to know about the certification exam to help you know what to expect.<\/p>\n<p>Click \u201cStart Test\u201d above to take a free Claims Adjuster practice test!<\/p>\n<div class=\"buttonlinks\"><a href=\"https:\/\/www.mometrix.com\/university\/claimsadjuster\/\" class=\"class_names\" style=\"color:black;\" onclick=\"_paq.push(['trackEvent', 'Course Button', 'Course Click', ClaimsAdjuster Course Click']);\">Claims Adjuster Online Course<\/a><br \/>\n<a href=\"https:\/\/www.mometrix.com\/studyguides\/claimadjuster\/\" class=\"class_names\" style=\"color:black;\" onclick=\"_paq.push(['trackEvent', 'Guide Button', 'Guide Click', 'ClaimsAdjuster Guide Click']);\">Claims Adjuster Study Guide<\/a><br \/>\n<a href=\"https:\/\/www.flashcardsecrets.com\/claimsadjuster\/\" class=\"class_names\" style=\"color:black;\" onclick=\"_paq.push(['trackEvent', 'Flashcard Button', 'Flashcard Button Click', 'ClaimsAdjuster Flashcard Click']);\">Claims Adjuster Flashcards<\/a><\/div>\n<h2 class=\"pt-page\"><span id=\"What_is_a_Claims_Adjuster\" class=\"m-toc-anchor\"><\/span>What is a Claims Adjuster?<\/h2>\n<p>Claims adjusters are the people who examine property damage, auto collision, personal injury claims, and more, to determine the amount an insurance company should pay. Adjusters often conduct interviews, look at police reports, and inspect damages, among other duties. It can be a fast-paced career that has its financial rewards, and there are a number of different areas an insurance claim adjuster can work in. The key is getting the right license that lets you work in your own state and, potentially, in another state. That can be a bit daunting since the rules and regulations are different from state to state, so we\u2019ve created this handy guide to help walk people through what they can expect as they prepare for their dream of becoming an insurance claims adjuster.<\/p>\n<h2 class=\"pt-page\"><span id=\"Exam_Eligibility\" class=\"m-toc-anchor\"><\/span>Exam Eligibility<\/h2>\n<p>To be eligible to take the exam, you will likely be required to have at least a high school diploma or some equivalent. Some companies prefer that you have a college degree (either a 2- or 4-year degree) in a field associated with insurance.<\/p>\n<p>You may also be asked to take a 40-hour, pre-licensing course before you take the test.<\/p>\n\n\t\t\t<div class=\"sg-box\">\n\t\t\t\t<div class=\"sg-box-text\">\n\t\t\t\t\t<p class=\"sg-box-title\">Check out Mometrix's Claims Adjuster Study Guide<\/p>\n\t\t\t\t\t<p>Get practice questions, video tutorials, and detailed study lessons<\/p>\n\t\t\t\t\t<a class=\"sg-box-button\" href=\"https:\/\/www.mometrix.com\/studyguides\/claimadjuster\/\" target=\"_blank\" rel=\"noopener\">Get Your Study Guide<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<a href=\"https:\/\/www.mometrix.com\/studyguides\/claimadjuster\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"184\" height=\"238\" src=\"https:\/\/www.mometrix.com\/academy\/wp-content\/uploads\/2021\/06\/claimsadjuster.jpg\" alt=\" Study Guide\">\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n<h2 class=\"pt-page\"><span id=\"Claims_Adjuster_Exam_Outline\" class=\"m-toc-anchor\"><\/span>Claims Adjuster Exam Outline<\/h2>\n<p>It&#8217;s important to note that the Claims Adjuster exam will be different depending on which state you take it in, so it is important to check the regulations in your area.<\/p>\n<p>Some exams will have around 150 questions, while others may only have 50-75 questions. The time limit for the exam will vary by state as well, but it generally falls between 2 and 3 hours.<\/p>\n<p>The questions on the exam involve a wide range of issues adjusters may have to tackle. Here is a look at what topics you may see on your exam:<\/p>\n<ul>\n<li>General property and casualty insurance product knowledge<\/li>\n<li>Standard fire policy, with knowledge of basic coverages and provisions, appraisal, replacement costs, and more<\/li>\n<li>Auto liability<\/li>\n<li>Homeowner insurance coverage, including issues involving dwellings and contents<\/li>\n<li>Commercial lines coverage, which looks at property forms, commercial package policies, cargo, and more<\/li>\n<li>Inland marine, which looks at personal and commercial floaters, and commercial inland marine<\/li>\n<li>Additional coverages, such as business interruption, depreciation, deductibles, replacement costs, robbery, indemnity, damages, and more<\/li>\n<li>Terminology\n<ul style=\"list-style-type: circle; margin-bottom: 0px;\">\n<li><em>Peril<\/em><\/li>\n<li><em>Waiver agreement<\/em><\/li>\n<li><em>Valued policy<\/em><\/li>\n<li><em>Depreciation<\/em><\/li>\n<li><em>Deductible<\/em><\/li>\n<li><em>Subrogation<\/em><\/li>\n<li><em>Arbitration<\/em><\/li>\n<li>And more<\/li>\n<\/ul>\n<\/li>\n<li>Policy provisions\n<ul style=\"list-style-type: circle;\">\n<li>Declarations<\/li>\n<li>Insuring agreements<\/li>\n<li>Conditions<\/li>\n<li>Exclusions<\/li>\n<li>Arbitration<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2 id=\"ClaimsAdjusterCourse\" class=\"pt-page\"><span id=\"Insurance_Claims_Adjuster_Online_Prep_Course\" class=\"m-toc-anchor\"><\/span>Insurance Claims Adjuster Online Prep Course<\/h2>\n<p>If you want to be fully prepared, Mometrix offers an <strong>online Claims Adjuster prep course<\/strong> designed to give you everything you need to succeed!<\/p>\n<p>Here&#8217;s what you&#8217;ll find in the Insurance Claims Adjuster course:<\/p>\n<div class=\"mocblurb\">\n<ul>\n<li class=\"moclessons\"><\/li>\n<li class=\"mocpqs\"><\/li>\n<li class=\"mocflash\"><\/li>\n<li class=\"mocmoney\"><\/li>\n<li class=\"mocmobile\"><\/li>\n<\/ul>\n<\/div>\n<p>Everyone learns differently, so we&#8217;ve tailored the Insurance Claims Adjuster online prep course to ensure every learner has what they need to prepare for the Claims Adjuster exam.<\/p>\n<p>Click below to check it out!<\/p>\n<div style=\"text-align: center;\"><a href=\"https:\/\/www.mometrix.com\/university\/claimsadjuster\/?utm_source=academy&amp;utm_medium=button&amp;utm_campaign=academy-mu-ads&amp;utm_content=claimadjuster\" class=\"class_names\" style=\"color:black;\" onclick=\"_paq.push(['trackEvent', 'Course Button', 'Course Click', 'ClaimsAdjuster Course Click']);\"><button class=\"buttontranscript\">Start Your Claims Adjuster Online Course<\/button><\/a><\/div>\n<a href=\"https:\/\/www.mometrix.com\/university\/claimsadjuster\/\" class=\"mobile-ad\" style=\"color:black;\" onclick=\"_paq.push(['trackEvent', 'Mobile Ad', 'Mobile Click', ClaimsAdjuster Mobile Click']);\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.mometrix.com\/academy\/wp-content\/uploads\/2024\/12\/insurance-claims-adjuster-mobile-ad-2-6769e40626e29.webp\" alt=\"20% off coupon for the Claims Adjuster online course.\" width=\"353\" height=\"354\" \/><\/a>\n<h2 class=\"pt-page\"><span id=\"Registration\" class=\"m-toc-anchor\"><\/span>Registration<\/h2>\n<p>To register for the exam, you will most likely have to provide background information (e.g., employment history) and personal information (e.g., photo ID). Some states have other requirements, like carrying a minimum amount of adjuster insurance.<\/p>\n<p>The exam fee varies by state.<\/p>\n<h2 class=\"pt-page\"><span id=\"Scores\" class=\"m-toc-anchor\"><\/span>Scores<\/h2>\n<p>The passing score for this exam will vary slightly by state, but you will need to answer at least 70% of the questions correctly to pass.<\/p>\n\n\t\t\t<div class=\"sg-box\">\n\t\t\t\t<div class=\"sg-box-text\">\n\t\t\t\t\t<p class=\"sg-box-title\">Check out Mometrix's Claims Adjuster Flashcards<\/p>\n\t\t\t\t\t<p>Get complex  subjects broken down into easily understandable concepts<\/p>\n\t\t\t\t\t<a class=\"sg-box-button blue-button\" href=\"https:\/\/www.flashcardsecrets.com\/claimsadjuster\/\" target=\"_blank\" rel=\"noopener\">Get Your Flashcards<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<a href=\"https:\/\/www.flashcardsecrets.com\/claimsadjuster\/\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"238\" height=\"184\" src=\"https:\/\/www.mometrix.com\/academy\/wp-content\/uploads\/2021\/06\/claimsadjusterflash.jpg\" alt=\" Flashcards\">\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n<h2 class=\"pt-page\"><span id=\"Study_Tips\" class=\"m-toc-anchor\"><\/span>Study Tips<\/h2>\n<h3><span id=\"How_to_Study_Effectively\" class=\"m-toc-anchor\"><\/span>How to Study Effectively<\/h3>\n<p>Your success on Claims Adjuster test day depends not only on how many hours you put into preparing but also on whether you prepared the right way. It\u2019s good to check along the way to see whether your studying is paying off. One of the most effective ways to do this is by taking Claims Adjuster practice tests to evaluate your progress. Practice tests are useful because they show exactly where you need to improve. Every time you take a free Claims Adjuster exam practice test, pay special attention to these three groups of questions:<\/p>\n<ul>\n<li>The questions you got wrong<\/li>\n<li>The ones you had to guess on, even if you guessed right<\/li>\n<li>The ones you found difficult or slow to work through<\/li>\n<\/ul>\n<p>This will show you exactly what your weak areas are and where you need to devote more study time. Ask yourself why each of these questions gave you trouble. Was it because you didn\u2019t understand the material? Was it because you didn\u2019t remember the vocabulary? Do you need more repetitions on this type of question to build speed and confidence? Dig into those questions and figure out how you can strengthen your weak areas as you go back to review the material.<\/p>\n<h3><span id=\"Answer_Explanations\" class=\"m-toc-anchor\"><\/span>Answer Explanations<\/h3>\n<p>Additionally, many Claims Adjuster practice tests have a section explaining the answer choices. It can be tempting to read the explanation and think that you now have a good understanding of the concept. However, an explanation likely only covers part of the question\u2019s broader context. Even if the explanation makes sense, go back and investigate every concept related to the question until you\u2019re positive you have a thorough understanding.<\/p>\n<h3><span id=\"Comprehend_Each_Topic\" class=\"m-toc-anchor\"><\/span>Comprehend Each Topic<\/h3>\n<p>As you go along, keep in mind that the Claims Adjuster practice test is just that: practice. Memorizing these questions and answers will not be very helpful on the actual test because it is unlikely to have any of the same exact questions. If you only know the right answers to the sample questions, you won\u2019t be prepared for the real thing. Study the concepts until you understand them fully, and then you\u2019ll be able to answer any question that shows up on the test.<\/p>\n<h3><span id=\"Strategy_for_Claims_Adjuster_Practice\" class=\"m-toc-anchor\"><\/span>Strategy for Claims Adjuster Practice<\/h3>\n<p>When you\u2019re ready to start taking practice tests, follow this strategy:<\/p>\n<div style=\"margin-bottom: 10px; margin-top: 10px;\">\n<ul>\n<li><strong>Remove Limitations.<\/strong> Take the first test with no time constraints and with your notes and Claims Adjuster study guide handy. Take your time and focus on applying the strategies you\u2019ve learned.<\/li>\n<\/ul>\n<\/div>\n<div style=\"margin-bottom: 10px;\">\n<ul>\n<li><strong>Time Yourself.<\/strong> Take the second practice test \u201copen book\u201d as well, but set a timer and practice pacing yourself to finish in time.<\/li>\n<\/ul>\n<\/div>\n<div style=\"margin-bottom: 10px;\">\n<ul>\n<li><strong>Simulate Test Day.<\/strong> Take any other practice tests as if it were test day. Set a timer and put away your study materials. Sit at a table or desk in a quiet room, imagine yourself at the testing center, and answer questions as quickly and accurately as possible.<\/li>\n<\/ul>\n<\/div>\n<ul>\n<li><strong>Keep Practicing.<\/strong> Keep taking practice tests on a regular basis until you run out of practice tests or it\u2019s time for the actual test. Your mind will be ready for the schedule and stress of test day, and you\u2019ll be able to focus on recalling the material you\u2019ve learned.<\/li>\n<\/ul>\n<h2 class=\"pt-page\"><span id=\"FAQs\" class=\"m-toc-anchor\"><\/span>FAQs<\/h2>\n<p><div class=\"faq-list\">\n<div class=\"qa_wrap\">\n<div class=\"q_item text_bold\">\n<h4 class=\"letter\">Q<\/h4>\n<p style=\"line-height: unset;\">How many questions are on the Claims Adjuster exam?<\/p>\n<\/p><\/div>\n<div class=\"a_item\">\n<h4 class=\"letter text_bold\">A<\/h4>\n<p>The number of questions on the exam will depend on which state you take the exam in.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"qa_wrap\">\n<div class=\"q_item text_bold\">\n<h4 class=\"letter\">Q<\/h4>\n<p style=\"line-height: unset;\">How long is the Claims Adjuster exam?<\/p>\n<\/p><\/div>\n<div class=\"a_item\">\n<h4 class=\"letter text_bold\">A<\/h4>\n<p>The time limit for this exam will vary depending on which state you take it in.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"qa_wrap\">\n<div class=\"q_item text_bold\">\n<h4 class=\"letter\">Q<\/h4>\n<p style=\"line-height: unset;\">What is a passing score for the Claims Adjuster exam?<\/p>\n<\/p><\/div>\n<div class=\"a_item\">\n<h4 class=\"letter text_bold\">A<\/h4>\n<p>The passing score for this exam will vary depending on which state you take the exam in, but answering 70% of the questions correctly will generally get you a passing score.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"qa_wrap\">\n<div class=\"q_item text_bold\">\n<h4 class=\"letter\">Q<\/h4>\n<p style=\"line-height: unset;\">How much does the Claims Adjuster exam cost?<\/p>\n<\/p><\/div>\n<div class=\"a_item\">\n<h4 class=\"letter text_bold\">A<\/h4>\n<p>The cost of this exam will vary depending on which state you take the exam in.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<br \/>\n<div itemscope=\"\" itemprop=\"author\" itemtype=\"http:\/\/schema.org\/Person\" class=\"author-bio\"><img loading=\"lazy\" decoding=\"async\" itemprop=\"image\" class=\"author-image\" height=\"127\" width=\"127\" alt=\"Headshot of Mometrix associate Peter Rench.\" src=\"https:\/\/www.mometrix.com\/academy\/wp-content\/uploads\/2024\/01\/Peter-Rench-scaled.webp\"><div class=\"author-text\"><p class=\"author-name\">By <span itemprop=\"name\">Peter Rench<\/span><\/p><div class=\"author-desc\"><p>Peter Rench joined Mometrix in 2009 and serves as Vice President of Product Development, responsible for overseeing all new product development and quality improvements. Mr. Rench, a National Merit Scholar, graduated magna cum laude with a Bachelor of Science in Mechanical Engineering and a minor in mathematics from Texas A&amp;M University.<\/p>\n<\/div><\/div><\/div><\/p>\n<div class=\"home-buttons\">\n<p><a href=\"https:\/\/www.mometrix.com\/academy\/\">Mometrix Academy &#8211; Home<\/a><\/p>\n<\/div>\n<p class=\"disclaimer\">Mometrix Test Preparation is not affiliated with or endorsed by any official testing organization. All organizational and test names are trademarks of their respective owners.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance claims adjusters play an important role in the insurance industry. Obtaining a license for your state is important, so we&#8217;ve outlined everything you need to know about the certification exam to help you know what to expect. Click \u201cStart Test\u201d above to take a free Claims Adjuster practice test! What is a Claims Adjuster? &#8230; <a title=\"Claims Adjuster Practice Test\" class=\"read-more\" href=\"https:\/\/www.mometrix.com\/academy\/claims-adjuster-practice-test\/\" aria-label=\"Read more about Claims Adjuster Practice Test\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":201875,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":{"0":"post-20846","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"page_category-claims-adjuster-pages","7":"page_category-finance-insurance-and-real-estate","8":"page_type-exam-overview","9":"page_domain-claims-adjuster"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mometrix.com\/academy\/wp-json\/wp\/v2\/pages\/20846","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mometrix.com\/academy\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.mometrix.com\/academy\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.mometrix.com\/academy\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mometrix.com\/academy\/wp-json\/wp\/v2\/comments?post=20846"}],"version-history":[{"count":7,"href":"https:\/\/www.mometrix.com\/academy\/wp-json\/wp\/v2\/pages\/20846\/revisions"}],"predecessor-version":[{"id":282659,"href":"https:\/\/www.mometrix.com\/academy\/wp-json\/wp\/v2\/pages\/20846\/revisions\/282659"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mometrix.com\/academy\/wp-json\/wp\/v2\/media\/201875"}],"wp:attachment":[{"href":"https:\/\/www.mometrix.com\/academy\/wp-json\/wp\/v2\/media?parent=20846"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}